Affordable and easy to buy
Accidental death /Total Permanent Disability Benefits
Accidental Hospitalization Support Allowance
How we can help you
Life is filled with uncertain things. When an unfortunate event happens, you must have financial protection for yourself and your loved ones at an affordable cost. Also, the underwriting process is more straightforward, and the claim process is more transparent.
Every small thing counts for the ones you love to show that you love them and care for them. Short-term one-year comprehensive protection with an affordable cost goes a long way to cover out-of-pocket expenses. Also, you can easily purchase it at your fingertips anytime, anywhere.
Product base benefits
|PRULife Guard Base Benefits||Sliver||Gold||Diamond|
|Accidental death or Total Permanent Disability Benefits or||15.000.000 LAK||50.000.000 LAK||90.000.000 LAK|
|Death and Total Permanent Disability Benefit due to Motorcycle Accident||7.500.000 LAK||25.000.000 LAK||45.000.000 LAK|
|Death from any causes benefits||1.000.000 LAK||1.200.000 LAK||1.500.000 LAK|
|Accidental Hospitalization Support Allowance***||350.000 LAK||450.000 LAK||550.000 LAK|
Frequently asked questions about PRULife Guard
||PRULife Guard is the one-year term life insurance coverage plan that covers death, Accident, and total and permanent disability benefits, including Personal accident benefits, as optional. PRULife Guard will help you protect your hospitalization bills depending on your selected package in case of hospitalization confinement due to an accident.|
||A resident in Lao PDR; 18-60 years old. Please check the current eligible age at the time of registration on the application form; the company deserve the right to change the eligible age anytime without prior notice.|
||One-time (1) payment through our payment channels.|
||There is no waiting period for Personal Accident coverage benefits, and we can provide you with insurance protection immediately.|
||You don’t need to do a medical check-up. We made our underwriting process simple.|
* Accidental medical expense benefit is optional if you want to get protected, and it can be opted out based on your needs.
** One-time payment of coverage benefit will be paid upon hospitalization due to an accident and a maximum of 3 claims during the insurance coverage period.
*** The insurance payment is inclusive of the registration fee on the plan that you have chosen. The Freelook period, during which you can decide to terminate the plan and get a refund, will be 7 days from the acceptance of the life insurance plan. The insurance coverage is a one-year term plan and is not guaranteed renewable. All the payments shown in this brochure are in Lao KIP. The terms and conditions stated in this brochure are non-exhaustive. Please refer to the exact terms and conditions, specific details, and exclusions applicable to these insurance products in the insurance policy contract.