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Life insurance

PRUDream Protector

An easy and affordable plan that secures you and your family’s dreams.

Product benefits

Protects you while building your financial foundation.
Affordable term life product with high protection at 7,200%
Get comprehensive protection at an affordable rate.
Simple to understand
We provide you life protection that is easy to manage so you don’t have to worry.
Fixed premium rate (flat) over the policy term
Prioritise stablity with our guaranteed premiums that will not change throughout your policy.

How we can help you

Be prepared for the unexpected

Everyone has a dream to see your family living a better life, whether it is your child achieving higher education or purchasing a new home. These dreams require finances and proper financial planning is the key to realising them.

PRUDream Protector is an easy and affordable life insurance plan, with high protection that allows you to be prepared for the rainy days ahead, so you can build a safe future for your family.

Learn more

Case study of PRUDream Protector
Mr. Khamchanh’s story

Mr. Khamchanh is a 35 years old merchant. He has a lovely family, with one son and one daughter.

Mr. Khamchanh has a dream to see a better future for his family, and he decided to buy PRUDream Protector with following features: Total coverage amount of LAK 25,000,000 with a policy term of 10 years.

Premium that Mr. Khamchanh pays:

Premium Payment Method

Monthly*

Annually*

Premium @

LAK 41,500

LAK 414,500

*Monthly and annual premium paid is available only for standing order (direct bill through the bank).

Benefits for Mr. Khamchanh’s family:
  1. If Mr. Khamchanh unfortunately pass away or become Total and Permanent Disabled (TPD) due to natural causes:

    • In the first 12 months of the plan, Mr. Khamchanh’s family will get LAK 414,500.

    • After the first 12 months of the plan, Mr. Khamchanh’s family will get LAK 25,000,000.

  2. If Mr. Khamchanh unfortunately pass away or become Total and Permanent Disabled (TPD) due to accidental causes:

    • Mr. Khamchanh’s family will get LAK 50,000,000

Important notes
Key information and disclaimers
  1. Underwriting is not required, but just only answer some health questions as provided. The policyholder has the right to cancel the policy within 30 days after Customer receives and signs the acknowledgement from Prudential. Upon cancellation, Prudential Life Assurance (Lao) Company Limited will return the premium(s) paid after subtracting medical examination fees and outstanding debts, if any.

  2. This brochure is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Consultant.