The PRUlife Protect is a long-term life insurance plan which offers life insurance coverage plus supplementary savings. The plan consists of two elements: “Protection” and “Saving”. The first element protects your loved ones against the financial impact of mishap whilst the second element allows you to save up a lump sum for future purpose when the plan matures.
The first step in taking out a new plan is to consider the desired level of life insurance protection you want to provide to your loved ones. A range of premium durations are available to suit your financial needs.
*Please refer to the full details of the policy terms and conditions.
|Minimum Sum Assured||
|Maximum Sum Assured||
Subject to underwriting conditions
|Age (last birthday) at Entry||
|Maturity Benefit (% of all premiums paid)||
|Death or Total Permanent Disability||
150% - 200% of total annual premiums paid over the policy term
|Death due to Accident*||
300% - 400% of total annual premiums paid over the policy term
|Premium Payment Mode||
Annual/Semi-annual: Non Cash/Cash; Monthly – Non Cash (Standing Order);
From 3rd year onwards